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Money deducted but ticket not booked, what to do?

Login into your account, and click the booked tickets. Click the following image and check the red circled links in your account. If you find your transaction then it’s fine otherwise also you’ll get a refund which may take 10 days or so. In the mean time don’t close your bank account or credit card which you’ve used to make payment.

Am I required to carry proof of Identity during journey in AC Classes?

Source: As worded by Indian Railways, Government of India

Anyone of the passengers/the passenger booked on the tickets issued from computerized Passenger Reservation System (PRS) and internet (i-ticket), undertaking journey in AC-3 tier, AC-2 tier, 1st AC, AC Chair Car and Executive classes, have to carry anyone of the nine prescribed proofs of identity (in original) during the journey and produce the same as and when required failing which all the passengers booked on that ticket will be treated as without ticket and charged accordingly. The list of valid proofs of identity are as under:

How do I find out the current status of my unconfirmed ticket?

Source: As worded by Indian Railways, Government of India

You can contact the Reservation Enquiry Counters at your nearest Computerised Reservation Centre or call the Interactive Voice Response System, available at major stations. Remember to always quote the 10 digit PNR Number indicated on the upper left hand corner of your ticket, to find out the current status.

How can I board train in reserved coach if I am not able to get even waitlisted ticket?

Source: As worded by Indian Railways, Government of India

If you don't have any ticket, you may approach the Train Superintendent/TTE after purchasing an unreserved ticket from the booking office as specified in the following table. The TTE will allot the accommodation, subject to availability.

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