Firstly you have to go to home page of HDFC bank
To make payment from any Debit Card not available in payment option of Debit card in IRCTC.
Firstly register your credit card and create login & passward in HDFC Netsafe.
You can Get Credit Card against fixed deposit of Rs : 10000 in ICICI Bank.
You can Get Credit Card against fixed deposit of Rs : 10000 in SBI Bank.